Hello friends,
If you’re reading this, chances are you or someone you love is facing the difficult possibility of pre-foreclosure. First, I want to say: you are not alone. As a realtor who has helped many families in La Porte, Deer Park, Pasadena, and across Houston, I know how overwhelming and frightening this process can feel. My goal is to help you understand your options and support you in finding the best solution for your situation.
Ready to get started?
You can click below to schedule your appointment, or call me directly.
Schedule NowI'd rather CallWhat is Pre-Foreclosure?
Pre-foreclosure is the period after a homeowner has missed one or more mortgage payments but before the home is officially foreclosed and taken by the lender. In Texas, this phase moves quickly — lenders can start foreclosure proceedings after as few as 120 days of missed payments.
The good news? During pre-foreclosure, you still have time to act. And with the right guidance, many homeowners in our area have successfully avoided foreclosure.
How I Can Help You
Here are some of the ways I can assist you if you’re in pre-foreclosure:
Evaluate Your Options
Whether it’s a loan modification, repayment plan, short sale, or listing your home for a quick sale at market value, I’ll help you understand every option available. My goal is to empower you with knowledge so you can make the best decision for yourself and your family.
Market Your Home Effectively (If Selling is the Best Choice)
Selling doesn’t mean you’ve failed — it can be a proactive step to avoid foreclosure, protect your credit, and move forward on your own terms. I use targeted strategies to market homes specifically in La Porte, Deer Park, Pasadena, and surrounding Houston neighborhoods so you can get the best possible price in the shortest time.
Connect You with Trusted Professionals
Many homeowners benefit from talking with experienced attorneys, credit counselors, and mortgage specialists. Over the years, I’ve built relationships with professionals right here in our community who can give you honest, helpful advice.
Compassionate Support Throughout the Process
I understand this is an emotional time. I promise to treat you with respect, listen without judgment, and work tirelessly on your behalf. My commitment is not just to your transaction — it’s to your well-being.
Important Update for June 2025
The Houston housing market has shifted in the first half of 2025. Rising property values in many La Porte, Deer Park, and Pasadena neighborhoods mean you may have more equity in your home than you realize. This could give you additional options to refinance, negotiate with your lender, or sell your home for enough to pay off your mortgage and related costs — potentially avoiding foreclosure altogether.
Don’t Wait — Reach Out Today
The earlier we start the conversation, the more options you’ll have. Even if you’re just a payment or two behind, please don’t hesitate to contact me. Let’s sit down together, go over your unique situation, and create a plan that helps you move forward.
You don’t have to face this alone. I’m here for you.
Another Option: I May Be Able to Buy Your Home
In addition to helping clients as a realtor, I am also an experienced real estate investor. For some homeowners, selling quickly to an investor can be the best solution — especially if you want to avoid the hassle of showings, repairs, or uncertainty. If you’re interested in exploring this possibility, I’d be happy to talk about how I could make a fair, fast offer on your home and help you close on your timeline.
Warmly,
Morgan
Your Houston Area Realtor (La Porte, Deer Park, Pasadena, and beyond)
📞 (832) 639-0589
📧 morgan.davis@exprealty.com
🌐 @bossladymorgana
Ready to get started?
You can click below to schedule your appointment, or call me directly.
Schedule NowI'd rather Call
